Did you buy a used phone? You are targeted by the tax authorities

Everyone knows that buying a car requires paying tax on civil law transactions (PCC). However, few people realize that the same applies to used smartphones, tablets, TVs, bicycles and even furniture. The key here is the amount for which we made the purchase.

Currently, tax on civil law transactions must be paid on every used item whose purchase price was PLN 1,000 or more. This applies to everything – electronics, furniture, bicycles, and even expensive clothes or branded handbags, provided that we bought it from a person who does not run a business. When purchasing from a company, we pay VAT.

The tax is 2%. of the purchase value and should be paid by the buyer. For this purpose, we have 14 days from the date of purchase to submit a PCC-3 tax return to the tax office. If we do not do this, we may face penalties if detected by the tax office. These are the current regulations.

The point is that the government wants to change the law. It is not about completely removing the tax on civil law transactions. In the project, which is to be adopted in the second quarter of 2026, there is a proposal to increase the limit from PLN 1,000 to PLN 3,000.

Where did this idea come from? Because pursuing such low debts is simply unprofitable. The tax on an item worth PLN 1,000 is only PLN 20. The costs of any proceedings are higher.

The costs of tax proceedings in the event of failure to pay the tax, shipping costs and personnel costs, approach or exceed the amount of tax due.

For now, however, we are still obliged to pay PCC for the purchase of used items worth PLN 1,000 and more.