BLIK knocks out payment cards. The new data doesn’t lie

BLIK users made a total of: over 2.9 billion operations. Their total value was PLN 441.5 billion. Statistics show the huge scale of adoption of this solution. On average, Poles completed this every day 8 million payments. This means increase by 21% compared to the previous year. On the best day of the year it was done almost 13 million operations.

The end of the year brought the greatest traffic in the system. Only in the fourth quarter was processed 785.7 million transactions. During the peak moments of this period, the system operated almost 100 payments per second. The user base is also growing. At the end of December, the service was actively used 20.7 million people.

The most interesting data comes from the e-commerce sector. This is where the code generated in the banking application became dominant. In 2025, users paid with BLIK online 1.4 billion times. This is almost half of all operations in the system. The value of online purchases paid for using this method has reached PLN 219 billion. The growth dynamics in this channel was 27% year to year.

This result outclasses traditional payment cards. Estimates show that the value of card transactions in Polish e-commerce amounted to approximately PLN 65 billion. BLIK has thus overtaken its plastic counterparts by more than three times in terms of money volume. The average value of an online shopping cart was PLN 156. The largest increases in transaction value were recorded in financial services (an increase of 49%) and bill payments.

Bank customers are becoming more and more frequent they pay by phone in stationary stores. This channel grew by 22% year to year. Total performed in terminals 704.5 million transactions. The value of these operations has reached a level PLN 41.9 billion. Proximity functionality is key to this growth.

BLIK contactless payments they already constitute approx 47% all transactions in terminals. In 2025 they were executed 333.7 million. This solution is also gaining popularity abroad. Outside Poland we usually paid like this in Germany (664 thousand transactions), in Italy (291 thousand) and in the Czech Republic (283 thousand).

It’s worth adding that BLIK contactless payments will soon be available on iPhones. This is to happen in the first half of this year.

They remain in a strong position instant transfers to your phone number (P2P). This is already standard in settlements between friends. We sent each other money this way last year 735.1 million times. The average amount of such a transfer is PLN 167. This service is growing steadily and steadily 22 percent jump year to year.

An interesting fact is the growing interest in new functions. Although it is still new, the number of transactions within BLIK Pay Later (BNPL) amounted to 235.5 thousandand their total value is PLN 59.4 million. On the other hand recurring payments have generated 1.6 million operations. Finally, it is worth mentioning cash. ATM transactions it’s “only” 79 million operationsbut they are characterized by the highest average value – we withdraw or deposit on average PLN 731.

You will find more information in this PDF presentation.