Did you receive a scan of this document from the bank? End the conversation as soon as possible
Misappropriated name and surname and a made-up or stolen ID number. So far, fraudsters impersonating bank employees have been trying to gain credibility with their victims using these methods. However, their deception methods went one step further. Now they send scans of fake bank IDs. Usually, however, these are simply AI-generated graphics that are designed to resemble them.
Fake bank IDs
These are sent to the recipient via MMS, RCS or e-mail, and at first glance, to someone who has not seen the bank employee’s ID card, they look like a real document. How to distinguish them from the original ones? Actually… it’s not necessary. Sending a scan of this document is not a form of consultant verification in any bank.
PKO BP informed about this practice in December last year. However, according to Niebezpiecznik, fraudsters also impersonate Pekao SA. A similar impersonation of other banking institutions can also be expected.
Consultant verification in most banks is very simple and effective. We only need to have its mobile application installed. Then, during a conversation with the consultant, we ask him for verification. Then our application should receive a push notification with the details of the consultant we are talking to. If we do not receive a message, it means that we are dealing with a fraudster. In such a case, it is best to end the conversation and report the incident to the bank via the hotline.
