Against inflation, this online bank offers up to 180 euros for opening an account
This fall, a good financial deal can be found at Hello bank!. The online bank thus offers 80 euros for opening a new account, as well as an additional 100 euros in vouchers if the customer chooses the Hello Start+ option. We explain how to take advantage of it.
Reducing your monthly expenses doesn’t just involve a new plan or changing supermarkets to do your shopping. Changing banks is also a good solution to save money each month. Even more so when it lowers its fees for the first six months and even goes so far as to offer 180 euros for opening an account.
This savings provider is Hello bank! Until November 6, this online bank is giving away 80 euros to those who open a Hello Prime account. An amount to which it is possible to add an additional 100 euros in vouchers if Hello bank! becomes the subscriber’s main bank via its Hello Start+ banking mobility service.
An online bank that helps purchasing power
It’s been a few years since Hello bank! occupies a prominent place in the online banking market. Its main argument is to offer all the essential services – current account, transactions, bank card – that we expect from a good bank at a cost significantly lower than that of traditional banks. A strategy which, in times of inflation, is more than welcome to relieve our purchasing power. A feat that earned it the title of best online bank by CssTricks.
Hello Prime is the most comprehensive individual account offering offered by Hello bank!. Opening this account with Hello bank! allows you to recover 80 euros on your account. Of course, the benefits don’t stop there. If normally, this bank account displays fees of 5 euros per month, during the first semester, the bill drops to 1 euro per month. Concretely, in the event of immediate subscription, you will only spend 5 euros to benefit from the services of this bank until April 2024. A more than sufficient period to form an opinion on the quality of its services.
There remains the additional 100 euros offered in vouchers by Hello bank!. These can be obtained provided you subscribe to Hello Start + within the first 12 months after opening an account. This is a banking mobility mandate to change the bank domiciliation, and thus make Hello bank! its main bank. A particularly simple change since Hello bank! takes care of the procedures to change the RIB with the desired organizations.
Once credited, the voucher can be divided into purchase codes of different values (from 10 to 100 euros) in partner brands.
Rich banking services
Despite its low price, the Hello Prime account provides all the services expected of a premium bank. Starting with an international Visa payment card with immediate or deferred debit. This even allows you to make withdrawals and pay for your international purchases in 200 countries without any fees.
For online spending, Hello bank! offers a virtual card. The customer can thus generate a card with a number, an expiry date and a cryptogram different from those of their physical card. A good idea to prevent a malicious site from obtaining our banking data. This virtual card is available upon opening the account, via the Hello bank! application.
In addition to an ultra-versatile bank card, Hello Prime provides access to:
- a French IBAN for all its customers;
- free instant SEPA transfers;
- an overdraft authorization of 15 consecutive days per month (subject to income conditions and source of agios);
- high-end insurance that can reimburse up to 5,000 euros of losses during trips (cancellation, loss of luggage, train, plane or rental vehicle costs, repatriation);
- a Booklet A;
- life insurance contracts;
- home insurance;
- a real estate loan.
Better: like Hello bank! is a subsidiary of BNP Paribas, it is possible to deposit checks and cash at the BNP Paribas branch of your choice.
Finally, Hello bank! has thought about joint accounts with its Hello Prime Duo offer. Billed at 8 euros per month, it offers the same advantages as Hello Prime, with the addition of a second bank card and a second virtual card. Holders can even choose the debit method (immediate or deferred) that they prefer.
Simplified management
In addition to a lower price, Hello bank! has another serious advantage over traditional banks: its ease of use. No more running behind your banker, no more administrative burden, no more vagueness around your financial situation, even endless queues at the counter become a bad memory. At Hello bank! everything happens from the dedicated mobile application. This is available on the App Store and the Google Play Store.
It is possible to monitor the status of the account and transfers in real time, modify the limits of your bank card, activate or deactivate the virtual card, and of course to object in the event of a problem. Hello Prime account holders also have priority access to Hello Team advisors via phone or secure messaging.
Thanks to its compatibility with Apple Pay and Google Pay services, the Hello bank! allows you to pay contactless directly with your smartphone.
How to open an account with Hello bank! ?
The procedures have also been simplified by Hello bank!. Opening an account is done in three quick and easy steps. The customer must provide their name and email, then electronically sign the contract and transfer their supporting documents from the Hello bank! website.
Once the account is opened, the welcome bonus is automatically credited after three months of use. The Visa international payment card is sent by mail. Again, no additional fees are required. Online banking also does not charge any account maintenance fees and does not impose no commitment period. If the customer decides to close his account, he is not subject to any termination fees.
